Levelset

SEPTEMBER 14, 2022

Business insurance can help mitigate occurrences or disasters that can severely impact or destroy the good standing of your business. Let’s take a look a subcontractor insurance: when it’s needed, what happens if a sub goes uninsured, and what policies subs can use to protect their businesses from risk.

Insurance 98

Insurance Liability Claims Injury 98

Levelset

OCTOBER 14, 2022

Plumbing contractors should include business insurance as an integral part of their financial strategy. With numerous policies available, the plumbing contractor’s insurance landscape offers many ways for you to protect your physical and financial business assets. What is plumber’s insurance? Worker injury.

Insurance 52

Insurance Liability Injury Compensation 52

Levelset

MAY 23, 2022

Whether it’s the risk of an unexpected accident or a project running over schedule and costing you money, there are many things that can go wrong. One way to help protect yourself from some of these perils is by having business interruption insurance for construction. What does business interruption insurance cover ?

Insurance 97

Insurance Contractors Construction Claims 97

Levelset

SEPTEMBER 13, 2022

Mistakes and accidents happen, and some of those issues can be extremely expensive. In most cases, that’s what insurance is for, and the contractor will typically initiate a claim against their policy to take care of it. But who can actually file a claim against the contractor’s insurance? Let’s take a look. State requirements.

Insurance 52

Insurance Claims Liability Accidents 52

Levelset

OCTOBER 20, 2022

Scenarios like these stress the need for an electrician to have insurance coverage in place. Thus, a strong insurance plan helps you rest easier both on and off the job. Why can an electrical contractor use insurance? Not all accidents that happen on jobs are large-scale and catastrophic.

Insurance 52

Insurance Liability Electrical Accidents 52

Levelset

AUGUST 31, 2022

Whether you’re just starting your business or looking to change insurance carriers, it pays to go with a company that has experience and knowledge in providing insurance for the construction industry. These days you can purchase insurance on your own or go through a local agent. Best construction insurance companies.

Insurance 52

Insurance Liability Compensation Construction 52

Levelset

SEPTEMBER 6, 2022

An insurance policy rarely meets every contractor’s needs out of the box. One of the most common endorsements you’ll likely encounter involves additional insured (AI) parties. While it may sound unusual, adding additional insureds is common and extends benefits both to you as a policyholder – and the party being named on the policy.

Insurance 52

Insurance Liability Construction Contract 52

Levelset

AUGUST 26, 2022

When working in construction, your insurance policy gets issued as a fairly standard contract. At the core, you have property coverage for your tools and equipment, along with a liability component that protects your financial assets in case there’s a work-related accident or injury that you may have some responsibility for. .

Insurance 52

Insurance Liability Equipment Agreement 52

Levelset

SEPTEMBER 16, 2022

Your base insurance policy may offer some coverage for unexpected damage to some business property, but making assumptions about the extent of coverage could lead to some financial distress. . An equipment floater offers insurance protection for your business property as it moves from location to location. What is an equipment floater?

Insurance 52

Insurance Equipment Contractors Risk 52

Best Practices Construction Law

SEPTEMBER 22, 2020

You probably saw last month’s report about a major accident at a construction site in downtown Miami, Florida. This is a good reminder of the lessons to learn when investigating or handling an accident on a construction site. These include: Prepare before the accident. Act diligently when an accident occurs.

Accidents 62

Accidents Site OSHA Miami 62

Levelset

OCTOBER 13, 2022

To help your business remain viable, contractor’s insurance should be a crucial part of your financial strategy. Insurance also puts other parties’ minds at ease when they want to hire you as a specialty contractor. A certificate of insurance (COI) is a valid form used to prove that you carry the appropriate insurance policy.

Insurance 52

Insurance Certification Contractors Liability 52

Levelset

SEPTEMBER 20, 2022

Heating, ventilation, and air conditioning (HVAC) contractors must protect their business property while reducing the odds that a job-related accident or injury could financially harm their business. HVAC contractor insurance is the primary way to help protect your financial interest if things go wrong on the job.

Insurance 52

Insurance Contractors Liability Accidents 52

Construction Marketing

MARCH 2, 2023

But first, it is important to understand that every case is unique, and you should always consult with a qualified construction accident injury attorney to get specific advice about your situation. Help with negotiations This can be difficult, as insurance companies are often reluctant to pay large settlements.

Injury 253

Injury Site Defense Compensation 253

Construction Dive

JULY 14, 2020

The court decided on the definition of "accident" as it pertained to the offending subcontractor's insurance coverage because the policy itself offered no definition.

Michigan 145

Michigan Accidents Insurance Contractors 145

NH Construction Law

JULY 26, 2020

“May unintentionally faulty subcontractor work that damages an insured’s work product constitute an ‘accident’ under a commercial general liability insurance policy?” The Michigan Supreme Court disagreed, interpreting “accident” as broader than “fortuity.”

Insurance 40

Insurance Liability Accidents Michigan 40

Safety Services Company

MARCH 13, 2014

Citing the amount of time consumed filling accident reports on non-injury accidents (estimated at 250 hours a week); there are a number of cities where police have decided not to respond to non-injury traffic accidents. This is good information to have even if you’re in an area where the police do respond to accidents.

Accidents 48

Accidents Injury Insurance Roads 48

Construction Dive

JUNE 26, 2019

The technology can help prevent accidents, improve efficiencies and enhance quality of life for construction workers, says an insurance official working with contractors on pilot programs.

Feasibility 130

Feasibility Accidents Insurance Construction 130

Construction Business Owner

MAY 29, 2014

Performance leads to profits, and fewer accidents result in fewer expenses and insurance claims.' Operators who know how to properly and safely use their equipment are not only much more likely to operate it safely, but they also are able to work faster and more efficiently, leading to better overall performance.

Safety 294

Safety Accidents Profitability Insurance 294

Levelset

AUGUST 24, 2022

Construction businesses need many different types of insurance to mitigate the risks associated with building projects. Two of the most common insurance policies that contractors have are builder’s risk and general liability, which serve very different purposes. What is builder’s risk insurance?

Liability 52

Liability Risk Insurance Contractors 52

Best Practices Construction Law

NOVEMBER 11, 2013

Police and fire investigators have determined that the truck driver’s death was a workplace accident and not a crime. Examples like this are good reminders of the lessons to learn when investigating or handling an accident on a construction site. These include: Prepare before the accident. Manage the accident documents.

Accidents 86

Accidents San Francisco Site OSHA 86

BD+C

FEBRUARY 28, 2014

Construction contractors and developers in New York state face $3 billion more in costs and 667 more accidents per year because of a state law that holds builders solely liable for such accidents, according to a study commissioned by the New York Civil Justice Institute. Legislation Codes and Standards'

New York 71

New York Insurance Liability Injury 71

Safety Services Company

OCTOBER 30, 2023

It ensures you meet health and safety standards that safeguard workers, protect the business’s reputation, are environmentally conscious, and minimize accidents. These can relate to your insurance, financial stability, safety records, etc.

Insurance 104

Insurance Certification Contractors Safety 104

Pro Builder

NOVEMBER 17, 2020

There should be a detailed safety training program in place to prevent jobsite accidents, which then inherently lowers workers’ compensation costs. Some incidents cannot be prevented, such as accidents that even builders with a safety-first mentality encounter. When that happens, there should be another plan in place.

Compensation 76

Compensation Plans Accidents Insurance 76

Best Practices Construction Law

FEBRUARY 20, 2013

" While the explosion in Kansas does not appear to have involved an accident at a construction site, early reports do indicate that the cause may have been a contractor performing underground work that struck a gas line. In any event, there are some lessons to learn when investigating or handling an accident on a construction site.

Accidents 48

Accidents Site Kansas City Kansas 48

Safety Services Company

DECEMBER 1, 2020

OSHA tracks this information with the goal of preventing accidents in the future. For example, accidentally reporting an injury that did not occur on the jobsite or reporting a cut or scrape that isn’t a recordable accident could have dire consequences. No accidents means no OSHA recordables on the 300A Form. Recordable or Not?

OSHA 62

OSHA Accidents Injury Compensation 62

Construction Law Monitor

DECEMBER 27, 2012

Back in 2009 this blog reported on the very topic of Workers Compensation insurance, stating that 1 and 5 businesses are breaking workers compensation laws. The main reason being is due to the exorbitant price of this insurance on contractors. Workers Compensation is codified in Louisiana under Revised Statute 23:1021 et seq.

Compensation 51

Compensation Insurance Louisiana Contractors 51

Best Practices Construction Law

JULY 29, 2015

There are multiple types of insurance coverage for the various risks on a construction project. However, when there are multiple insurance carriers covering the same risk (i.e., However, when there are multiple insurance carriers covering the same risk (i.e., In a recent case, Cincinnati Insurance Co.

Insurance 48

Insurance Liability Claims Electrical 48

Best Practices Construction Law

NOVEMBER 11, 2013

Police and fire investigators have determined that the truck driver''s death was a workplace accident and not a crime. Examples like this are good reminders of the lessons to learn when investigating or handling an accident on a construction site. These include: Prepare before the accident. Organize post-accident activities.

Accidents 48

Accidents San Francisco Site OSHA 48

Wolgast Corporation

JULY 6, 2022

The main cause of these accidents are operator error, happening 20% of the time. The emergency response report is also useful in your insurance claim for timing and dates. Additionally, you will want to call your insurance company (after emergency units) to make a claim and so they can assess the damage.

Insurance 118

Insurance Claims Safety Michigan 118

Construction Business Owner

JUNE 17, 2015

The contractor said, "There's been an accident; two of our workers are dead." Finally, his insurance broker would mobilize its claims, safety and risk management personnel to assist after these men prematurely lost their lives. He explained that a motorist had driven into the work zone, striking and killing two employees.

Safety 120

Safety Accidents OSHA Zoning 120

FDR Safety

APRIL 13, 2015

The launch of this program recognizes a very important issue in safety – the vast majority of accidents involving workers occur when they are off the job. Yet the costs are still there, in the form of pain and suffering for workers and their families, lost time and insurance claims. Accident Prevention'

Safety 120

Safety Accidents OSHA Inspections 120

Construction Lawyer

MARCH 12, 2014

A CGL policy typically covers liability, or potential liability, brought on by an “occurrence,” often defined as an “accident” or something like an accident. insurance litigation' In Ewing Constr. Amerisure Ins. , 12-0661, 2014 WL 185035 (Tex.

Insurance 45

Insurance Texas Liability Contractors 45

Safety Services Company

OCTOBER 16, 2023

In that case, the responsibility of dealing with workplace accidents or unsafe job sites will fall upon them, causing legal issues. You must upload 3 years of OSHA logs, Insurance (COI & EMR), and Safety programs (RAVS®). Unlicensed contractors do not have the necessary documentation to prove their skills.

Management 115

Management Contractors Safety OSHA 115

Construction Marketing

SEPTEMBER 24, 2015

Insurance is perhaps the most important thing to arrange before starting a construction company. There are many different types of insurance in the United Kingdom. A construction business needs need public liability insurance , and employers’ liability insurance if you employ staff. Business Plan. Final Thoughts.

Documentation 120

Documentation Insurance Legal Liability 120

Autodesk Construction Cloud

OCTOBER 5, 2023

Most importantly, it ensures accurate and real-time dissemination of information, such as safety protocols and procedures to reduce the risk of accidents or incidents. In fact, demonstrating better working practices through robust processes/use of digital technology can reduce a construction company’s exposure to risk.

Safety 88

Safety Insurance Risk Documentation 88

Construction Marketing

JANUARY 19, 2022

Insurance: It’s also crucial to ask your prospective contractor if they carry insurance coverage that protects you from their misconduct, accidents, and agreement errors. . For instance, you can ask them how long they’ve been in business. The more experienced they are, the more you can get a favorable outcome.

Contractors 241

Contractors Insurance Certification Deals 241

Levelset

SEPTEMBER 12, 2022

” You may already have an insurance policy that offers coverage for business property and general liability. An installation floater is a form of insurance coverage that protects the value of building materials that will become a permanent part of a commercial or residential structure. Who needs installation floater insurance?

Insurance 52

Insurance Liability Risk Materials 52