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First-Time Buyers Are Choosing Conventional Over FHA Financing

Pro Builder

First-Time Buyers Are Choosing Conventional Over FHA Financing. An increasing number of first-time buyers opted for conventional, conforming loans rather than FHA-insured mortgages in January. In 2020, 57% of first-time buyers chose conventional financing—a 5% jump from 2019. Financing. cbroderick. Read More. .

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Oklahoma Incentives and Workforce Development Guide

Buisness Facilities Contributed Content

Must offer basic health insurance to employees within 180 days of employment. The business applies to a lender for financing. Must offer basic health insurance within 180 days of employment. 21st Century Quality Jobs Program (68 O.S. It offers incentives to businesses with a highly skilled, knowledge-based workforce.

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Looking at Affordability Through a New Lens

Pro Builder

Affordability indexes may take mortgage rates, income, and home prices into account, but it’s missing an important piece of the puzzle. Bill McBride, author of the finance and economics blog Calculated Risk, says future return is an important piece of data to factor into affordability. Looking at Affordability Through a New Lens.

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State by State Incentives Guide

Buisness Facilities Contributed Content

CAPCO financing, an alternative to conventional bank financing, can accommodate a slightly higher risk profile and provide a more flexible structure for growing businesses. Terms for both are normally 10-20 years and can finance up to 100% of the project costs. ALABAMA - updated for 2014. They are: The Renewal Program.

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STATE INCENTIVES GUIDE

Buisness Facilities Contributed Content

INCOME TAX CAPITAL CREDIT: Currently codified as Article 7, Chapter 18, Title 40, Code of Alabama 1975. It is a credit of five percent of the capital costs of a qualifying project, to be applied to the Alabama income tax liability or financial institution excise tax generated by the project income, each year for 20 years.

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Builder of the Year Ivory Homes' Innovation Agenda

Pro Builder

Having witnessed income and social class inequities entrenched by corruption on their European mission, and a system in which government officials and business entrepreneurs rarely collaborate to solve civic and social problems, the Ivorys recognized the seeds of similar dynamics in their own backyard. See past Builder of the Year winners.

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How Just-in-Time Land Deals Help Manage Cash Flow

Pro Builder

Fri, 06/12/2020 - 05:00. The home building industry has historically benefited from advancements in building materials, technological innovation , long-term mortgage financing, and government support. Land of Opportunity: How Home Builders Can Get Creative in 2020. How Just-in-Time Land Deals Help Manage Cash Flow.