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General Liability vs. Professional Liability: What’s the Difference?

Levelset

Liability insurance protects your business against claims for damages caused by you and your workers, if you have any. The two most common liability insurance policies for contractors are general liability and professional liability. What are general liability and professional liability insurance?

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Builder’s Risk vs. General Liability for Contractors: What’s the Difference?

Levelset

Two of the most common insurance policies that contractors have are builder’s risk and general liability, which serve very different purposes. Builder’s Risk Insurance General Liability Insurance Coverage Covers a building under construction—and often tools, equipment, and materials related to the project.

professionals

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4 Things You Need To Know About Snow Removal Insurance

Construction Marketing

Because of their nature of work, snow removal contractors are usually exposed to many risks, which may include anything from third-party injuries to equipment. When it comes to the liabilities covered in the policy, it usually depends on the insurance provider or brokerage. Usually, more business means more liability risks.

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Subcontractor Insurance: 7 Policies Subs Should Consider for Their Business

Levelset

“If something goes wrong, liability could hit the GC’s policy, which dilutes liability insurance limits, negatively impacts their claims history, and forces them to deal with a claim that’s not really their fault.”. If your business is found to have caused an injury or accident, the other party will seek damages.

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5 Safety Precautions For Multi-Level Construction Sites

Construction Marketing

It also ensures you’re not spending money on hospital bills, treating injured workers, and legal liabilities. . They can lead to accidents or injuries. Some construction injuries happen because of ignorance or lack of knowledge among your workers. Inspect Your Machines Regularly.

Safety 343
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6 Dangers Of Falling Debris In Construction Sites

Construction Marketing

Construction is one of the most hazardous industries, with injuries occurring almost every year. Who’s Liable For Falling Debris Injuries? Regardless of the type of injury in the workplace, whether due to falling debris or poor safety practices, someone is always liable. What Are The Common Types Of Falling Debris?

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Is Gravity Part of OSHA’s LOTO Regulation?

FDR Safety

In recent months, we at FDRsafety have been surprised at the number of cases involving injuries resulting from falling objects. In some cases OSHA is involved and in others, there is a civil suit alleging tort liability. While accidents are an unfortunate reality in industry, some involved trained workers being in the line of fire.