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First-Time Buyers Are Choosing Conventional Over FHA Financing

Pro Builder

An increasing number of first-time buyers opted for conventional, conforming loans rather than FHA-insured mortgages in January. NAR says FHA financing can often be more expensive due to the mortgage insurance. 30-year fixed-rate mortgage and private mortgage insurance of 1.5%. cbroderick. Mon, 03/01/2021 - 09:43. Read More. .

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Rent or Buy. The Biggest Deciding Factors in Today’s Housing Market

Pro Builder

Long-term equity gains promise the most ROI for Americans stuck on the fence between renting and buying, particularly in a time of record home price appreciation. You buy it based on the monthly payment that’s going to be principal and interest and insurance and property taxes. “You

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Key Financial & Safety Metrics for Subcontractor Qualification 

Autodesk Construction Cloud

Debt-to-Equity . Debt-to-Equity measures how much suppliers, lenders, creditors and obligors have committed to the company versus what the shareholders have committed. Formula: Total Liabilities / Total Shareholders’ Equity . Debt (Less Cash) to Equity . Formula: Net Income / Total Assets . Net Profit Margin

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What You Should Know Before Taking a Construction Loan

Construction Marketing

To win the construction loan approval, make at least a 20% down payment, ensure you’ve got a great credit score, low debt to income rate, sufficient earnings to pay off the loan, construction and project budget approval, and general contractor or builder approval. What to consider about construction loans.

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Everyone Wants in on Housing Flipping

Pro Builder

Mortgage trusts, pensions, hedge funds, private-equity firms, investment banks and insurance companies all want so-called flip loans, drawn by yields in the range of 8% to 12% at a time when one-year Treasurys pay less than 0.1%. Mr. Stock’s lender, Roc360, last week received a $2 billion infusion from insurer Athene Holding Ltd.

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U.S. CRE Turning Around In 2014, According To New PwC/ULI Report

Buisness Facilities Contributed Content

The movement into secondary markets is underpinned by the anticipated increase in both debt and equity capital during 2014. Respondents believe that the job and income growth generated by the sector will support rising real estate demand. real estate advisory practice leader, PwC.

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Construction Bookkeeping Unique Features

Contractor Bookkeeping

Business Owners - Need three basic reports, Cash, Profit and Equity. Assets - Liabilities) = Equity. -. Breakeven - Is fairly easy to calculate because there is a direct relationship between income and expenses on every item. Chart of Accounts Insurance Health And Dental. Chart of Accounts Insurance Liability.