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Professional Liability Insurance Explained

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Unlike general liability insurance — which protects contractors when their work leads to bodily injury or property damage — professional liability offers coverage in situations when their work causes another party to lose money. Some mistakes could lead to bodily injury or property damage—which are both covered by general liability insurance.

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Errors and Omissions (E&O) Insurance Explained for Construction?

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While general liability insurance covers against claims related to injury or property damage, errors and omissions insurance protects from lawsuits related to financial loss. A construction contract creates a legal responsibility for the contractor to fulfill certain obligations to another party. What is errors and omissions insurance?

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Top OSHA Violations in Construction (2021)

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OSHA averages more than 30,000 inspections annually , including many unscheduled visits arising from employee complaints or injuries. This standard ( 1926.100 ) requires all employees to wear head protection anytime there is a risk of head injury from “impact, or from falling or flying objects, or from electrical shock and burns.”

OSHA 52