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New York Incentives and Workforce Development Guide

Buisness Facilities Contributed Content

The organizations provide lending and technical assistance services to small businesses and MWBEs to help these businesses grow, such as: Assistance with completion of loan applications, Business Plan development, Mentorship and peer group programs and Credit Union services (where available). Typical financing structure: 50% Bank Loan.

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State by State Incentives Guide

Buisness Facilities Contributed Content

DELAWARE – updated for 2014. Delaware Capital Access Program (DCAP): Provides portfolio insurance to participating financial institutions enabling the financial institution to expand its small business lending. For a list of state economic development agencies, click this link. The DCAP is a private-public match program.

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STATE INCENTIVES GUIDE

Buisness Facilities Contributed Content

The private sector participant finances 50 percent of the project cost and takes a first lien on assets pledged as collateral. The SBA takes a second lien on assets and finances up to 40 percent of the project cost, up to $1 million in some cases. Have an existing line of credit with a Delaware commercial bank.

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