PSMJ Resources

FEBRUARY 10, 2012

But generally, banks remain conservative in their lending.” ” According to a quarterly survey released by the Federal Reserve on January 30 of senior loan officers at 56 domestic banks and 23 U.S. Moderate net fractions of domestic banks reported that demand for CRE loans had strengthened in the fourth quarter.

Resource 40

Resource Banking Construction Employment 40

PSMJ Resources

FEBRUARY 3, 2012

. — 2-person firm in the Northeast, commercial/industrial specialization • The majority of our commercial clients have hoarded cash for the past several years, and are now self-financing. Banks play little role in the majority of our work; where they are involved there are significant delays and hurdles to overcome.

Resource 43

Resource Commercial Architecture ACEC 43

PSMJ Resources

JULY 20, 2011

” - 250-person firm in the South, mixed practice • “Banks say they are back in the game but they are not. American Council of Engineering Companies (ACEC). Corporate Finance Associates blog. Forty percent equity is not a loan.” ” - 17-person firm in the Midwest, residential specialization.

Roads 46

Roads Design Architecture Resource 46

PSMJ Resources

SEPTEMBER 27, 2011

But] smaller properties are languishing…‘because banks aren’t lending, and people have no equity in their homes to take out second mortgages to finance new businesses,’” said Jack O’Connor, a principal and director of the national industrial practice group at Newmark Knight Frank in Long Island.

Resource 40

Resource Housing Retail New Jersey 40