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Subcontractor Insurance: 7 Policies Subs Should Consider for Their Business

Levelset

“If something goes wrong, liability could hit the GC’s policy, which dilutes liability insurance limits, negatively impacts their claims history, and forces them to deal with a claim that’s not really their fault.”. If your business is found to have caused an injury or accident, the other party will seek damages.

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Errors and Omissions (E&O) Insurance Explained for Construction?

Levelset

Errors and omissions (E&O) insurance covers contractors against financial loss resulting from mistakes, errors, or claims of negligence. While general liability insurance covers against claims related to injury or property damage, errors and omissions insurance protects from lawsuits related to financial loss.

professionals

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OSHA pushing to protect whistleblowers

FDR Safety

In June 2012, OSHA found the Norfolk Southern Railway in violation of similar anti-retaliation provisions in the federal Railroad Safety Act when it terminated three employees who reported injuries. Remember that OSHA’s recordkeeping rules require employers to set up a procedure for employees to report work-related injuries and illnesses.

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Professional Liability Insurance Explained

Levelset

Unlike general liability insurance — which protects contractors when their work leads to bodily injury or property damage — professional liability offers coverage in situations when their work causes another party to lose money. Professional liability insurance protects against claims related to professional negligence.

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Walking a Tightrope: EEOC Guidance to Avoid Negligent Hiring by Construction Companies

Best Practices Construction Law

Because claims can be made against employers by people who are injured by negligently hired or retained employees, firms need to know the risks involved in hiring decisions. The victim must prove the employer knew the employee was unfit for the job and verify the victim’s injury was foreseeable (see Phipps v. Negligent Hiring.

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What Are the Legal Safeguards for Getting Back to Work?

Pro Builder

As a result, the home builder could be considered a joint employer, potentially making them liable for employment law violations by a trade partner or for negligence or an injury caused by a subcontractor’s employees. Travers, a labor and employment attorney and partner in the Jacksonville, Fla., office of Akerman. .

Legal 59
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OSHA Alert: How to Prepare for an OSHA Inspection

FDR Safety

In the case of catastrophic accidents, including fatalities or accidents resulting in multiple serious injuries, special care must be taken when it comes to the designation of company representatives. The OSH Act prohibits retaliation or discrimination against an employee participating in an OSHA inspection, including OSHA interviews.

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