Pro Builder

APRIL 6, 2021

Rapidly Rising Student Debt Keeps Millions from Homeownership. Student loan payments are holding many Americans back from becoming homeowners by keeping their debt-to-income ratios high. As a result, homeownership rates among 28 to 34 year olds are dwindling, decreasing from 60% in 2007 to 49% in 2020, according to Zillow.

Debt 59

Debt Income Finance Budgeting 59

Pro Builder

AUGUST 9, 2022

Robert Shiller was an earlier predictor of not just one, but two bubbles in the stock market and real estate market, including the 2007 bubble and bust leading to the Great Recession. Americans are also less debt-burdened than they were in 2007, when many buyers turned to subprime mortgages to purchase homes.

Housing 52

Housing Debt Dallas Atlanta 52

Pro Builder

APRIL 26, 2021

Debt as a percentage of personal income has dropped to 85.3% The ratio of total required mortgage service payments to total disposable income has plummeted to 3.97 Sure, inventory levels can change quickly, as we saw between 2005 and 2007, and no doubt sellers will test the market later this year as the pandemic eases.

Housing 52

Housing Inventory Income Debt 52

Pro Builder

DECEMBER 2, 2020

First, massive amounts of savings and equity were lost in the 2008 financial collapse and subsequent foreclosure crisis, impacting the ability of both older generations to retire and younger ones to shield their children from substantial college debt.

Income 52

Income Debt Equity Housing 52

Business Facilities

JULY 24, 2019

4 in Best Business Climate, Texas—all have been perennial contenders for BF’s top honor, the State of the Year Award: Texas and Tennessee each have won the award three times since it was created in 2007; Virginia was the 2018 SOTY; Alabama won BF’s top award in 2017. “An

North Carolina 111

North Carolina San Antonio Louisiana Tennessee 111

Buisness Facilities Contributed Content

JUNE 8, 2016

The health of this industry is a vital economic indicator since sales tend to be driven by personal income, consumer confidence and interest rates. Lower gas prices are creating more discretionary income to save, pay down debt and spend on travel, eating out and personal services.

Retail 40

Retail Industrial Missouri Florida 40

Buisness Facilities Contributed Content

APRIL 15, 2014

Income Tax Capital Credit: The Income Tax Capital Credit has been available since 1995. The enterprise zone credit is equal to $2500 per permanent new employee and can be applied against the income tax and/or business privilege tax liability. The tax for existing entities accrues as of Jan. The rates range from $.25

Income 108

Income Finance Zoning Employment 108