Remove Accidents Remove Agreement Remove Injury Remove Liability
article thumbnail

Does GC Insurance Cover Subcontractors?

Levelset

Accidents happen, especially in construction. Does a general contractor’s insurance cover their subcontractors’ accidents or mistakes? At their core, insurance policies are agreements between two parties: the insurer and the policyholder. General liability insurance. Luckily, that’s what insurance is for, right?

article thumbnail

What Is a Certificate of Insurance (COI) for Contractors — and When Do You Need One?

Levelset

If you’re bidding on contract work, you will likely need a COI per terms of a legal agreement. Some parties — like owners and GCs — will want some assurances that any not-at-fault, job-related accidents or injuries will not cause them financial harm. Why a certificate of insurance matters. When do I need to provide a COI?

professionals

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Difference Between Tort and Contract | What Is Tort |  What Is Contract | What Is Contract Law | What Is Tort Law

CivilJungle

A tort , in common law jurisdiction, could be a tort (other than a breach of contract) that causes an applicant to suffer loss or hurt, leading to legal liability for the one that commits the act. It will embrace intentional infliction of emotional distress, negligence, money losses, injuries, invasion of privacy, and so on.

article thumbnail

Insurance for Electricians: What It Covers & Why You May Need It

Levelset

Not all accidents that happen on jobs are large-scale and catastrophic. You pay pennies on the dollar for coverage that could range into the millions for general liability (GL) insurance, for example. Below is a list of coverages that can be obtained through a separate policy or amendment to an existing agreement. .

article thumbnail

Construction Jobsite Safety: Strategies and Resources for Worker Well-Being

Pro Builder

Consider these elements of a training and awareness program to save lives, mitigate injuries, and reduce liability and costs . Selective Insurance recently released the results of a 10-year study of workplace injury trends , based on 110,000 workers’ compensation claims between 2011 and 2021. Fri, 08/05/2022 - 07:00.

Safety 72
article thumbnail

WILG president talks workplace injuries

Safety Services Company

WILG president talks workplace injuries. Boyd, president of the Workers Injury Law and Advocacy Group. What is the Workers Injury Law and Advocacy Group? The Workers’ Injury Law and Advocacy Group (www.wilg.org) has grown into an important, national voice for workers.

Injury 49
article thumbnail

Additional Insured Endorsements & How They Work in Construction

Levelset

In short, an additional insured is typically another business entity or person who can be added to your business policy, securing the same liability protection that you do. An additional insured agreement allows a policyholder to extend their business insurance coverage to a specific third party. What is an additional insured?