Compensation, Contractors, Injury and Liability - Professional Constructor Central

9 Types of Insurance You Need to Protect Your Contractor Business

Construction Marketing

DECEMBER 27, 2021

As a contractor, you likely know that your business is always at risk. Between the potential for accidents and injuries on the job site and the risk of lawsuits, it’s important to have insurance to protect yourself from financial losses, but what kind of insurance do you need? General Liability Insurance.

Insurance

Insurance Contractors Accidents Liability

Builder’s Risk vs. General Liability for Contractors: What’s the Difference?

Levelset

AUGUST 24, 2022

Two of the most common insurance policies that contractors have are builder’s risk and general liability, which serve very different purposes. Builder’s Risk Insurance General Liability Insurance Coverage Covers a building under construction—and often tools, equipment, and materials related to the project.

Liability

Liability Risk Insurance Contractors

Factors to Know About Crane and Rigging Insurance

Construction Marketing

JANUARY 13, 2022

Fortunately, crane and rigging insurance provide protection and compensation. Rigging insurance, also known as riggers liability insurance, provides cover against property loss or damage when on the hook of cranes. Unfortunately, some contractors assume they have enough coverage for their construction jobs.

Insurance

Insurance Liability Compensation Accidents

General Liability vs. Professional Liability: What’s the Difference?

Levelset

SEPTEMBER 8, 2022

Liability insurance protects your business against claims for damages caused by you and your workers, if you have any. The two most common liability insurance policies for contractors are general liability and professional liability. What are general liability and professional liability insurance?

Liability

Liability Insurance Claims Legal

4 Things You Need To Know About Snow Removal Insurance

Construction Marketing

OCTOBER 19, 2021

Snow removal insurance can offer a wide variety of policies to protect contractors and their businesses. Because of their nature of work, snow removal contractors are usually exposed to many risks, which may include anything from third-party injuries to equipment. Usually, more business means more liability risks.

Insurance

Insurance Legal Compensation Injury

First-Party vs. Third-Party Insurance: What’s the Difference?

Levelset

SEPTEMBER 19, 2022

First-party insurance provides compensation directly to the insured individual or business, whereas third-party insurance provides reimbursement to another party when the insured person or business is liable for damages. First-party insurance provides compensation directly to the insured individual or business.

Insurance

Insurance Liability Compensation Claims

6 Dangers Of Falling Debris In Construction Sites

Construction Marketing

JUNE 20, 2022

Construction is one of the most hazardous industries, with injuries occurring almost every year. Who’s Liable For Falling Debris Injuries? Regardless of the type of injury in the workplace, whether due to falling debris or poor safety practices, someone is always liable. What Are The Common Types Of Falling Debris?

Site

Site Injury Construction Safety

A Plumbing Contractor’s Guide to Insurance Coverage

Levelset

OCTOBER 14, 2022

Plumbing contractors should include business insurance as an integral part of their financial strategy. With numerous policies available, the plumbing contractor’s insurance landscape offers many ways for you to protect your physical and financial business assets. Why plumbing contractors need insurance. Worker injury.

Insurance

Insurance Liability Injury Compensation

What Is a Certificate of Insurance (COI) for Contractors — and When Do You Need One?

Levelset

OCTOBER 13, 2022

To help your business remain viable, contractor’s insurance should be a crucial part of your financial strategy. Insurance also puts other parties’ minds at ease when they want to hire you as a specialty contractor. Aside from owners and GCs, a government entity may want to see proof of liability insurance.

Insurance

Insurance Certification Contractors Liability

4 Tips for Hiring a Reputable Plumbing Contractor

Construction Marketing

JULY 30, 2019

Plumbing contractors are the professionals that are trained to assemble, install and repair water pipes. While hiring a plumbing contractor can help in salvaging your home from a water crisis, it can also worsen a situation. Here is a list of tips that can guide you in hiring a reputable plumbing contractor to work on your property.

Contractors

Contractors Insurance Compensation Liability

Subcontractor Insurance: 7 Policies Subs Should Consider for Their Business

Levelset

SEPTEMBER 14, 2022

“If something goes wrong, liability could hit the GC’s policy, which dilutes liability insurance limits, negatively impacts their claims history, and forces them to deal with a claim that’s not really their fault.”. Are subcontractors covered under the general contractor’s insurance?

Insurance

Insurance Liability Claims Injury

Landmark Contractor Licensing Case Limits Disgorgement Remedy in California

Construction and Infrastructure Law

SEPTEMBER 29, 2020

Contractors performing work in California are required to be licensed by the California State License Board (“CSLB”). Except for sole proprietors, contractors are typically licensed through “qualifiers,” i.e., officers or employees who take a licensing exam and meet other requirements to become licensed on behalf of the contractor’s company.

California

California Contractors Compensation Los Angeles

10 Best Insurance Companies for Construction Businesses

Levelset

AUGUST 31, 2022

The Hartford provides insurance for a variety of contractor types, including plumbers, electricians, painters, and carpenters. They offer a full range of business insurance policies, including general liability, commercial auto, workers’ compensation, and umbrella. They welcome new contractors. The Hartford. Get a quote.

Insurance

Insurance Liability Compensation Construction

Carpenter’s Insurance: Who Needs It & Why

Levelset

SEPTEMBER 30, 2022

You can practice safety and use common sense on the job, but there’s no way to predict when accidents or injuries might occur. Carpenter’s insurance is a financial instrument that helps protect your business if accidents, injuries, or illnesses occur in a work-related capacity. What is carpenter insurance?

Insurance

Insurance Liability Accidents Injury

Landmark Contractor Licensing Case Limits Disgorgement Remedy in California

Construction and Infrastructure Law

SEPTEMBER 29, 2020

Contractors performing work in California are required to be licensed by the California State License Board (“CSLB”). Except for sole proprietors, contractors are typically licensed through “qualifiers,” i.e., officers or employees who take a licensing exam and meet other requirements to become licensed on behalf of the contractor’s company.

California

California Contractors Compensation Los Angeles

Insurance for HVAC Contractors: What It Covers and Why You Need It

Levelset

SEPTEMBER 20, 2022

Heating, ventilation, and air conditioning (HVAC) contractors must protect their business property while reducing the odds that a job-related accident or injury could financially harm their business. HVAC contractor insurance is the primary way to help protect your financial interest if things go wrong on the job.

Insurance

Insurance Contractors Liability Accidents

Key Financial & Safety Metrics for Subcontractor Qualification

Autodesk Construction Cloud

FEBRUARY 25, 2022

Evaluating a subcontractor’s health before awarding work has become more important than ever for general contractors. Formula: (Cash and Cash Equivalents + Marketable Securities + Accounts Receivables) / Current Liabilities . Formula: Current Assets / Liabilities . Formula: Total Liabilities / Total Assets .

Safety

Safety Debt Liability Equity

Does GC Insurance Cover Subcontractors?

Levelset

SEPTEMBER 23, 2022

General contractors know these risks when they take the role. But what if the general contractor isn’t at fault, and a subcontractor is to blame? Does a general contractor’s insurance cover their subcontractors’ accidents or mistakes? The car owner can’t go after a different contractor’s insurer for the damage.

Insurance

Insurance Liability Accidents Risk

Additional Insured Endorsements & How They Work in Construction

Levelset

SEPTEMBER 6, 2022

In short, an additional insured is typically another business entity or person who can be added to your business policy, securing the same liability protection that you do. Subcontractors, for instance, will benefit from some of the same coverages a general contractor realizes. Though not common, large and complex claims do occur.

Insurance

Insurance Liability Construction Contract

Insurance for Electricians: What It Covers & Why You May Need It

Levelset

OCTOBER 20, 2022

This type of damage may leave electrical contractors unable to foot the bill. Why can an electrical contractor use insurance? You pay pennies on the dollar for coverage that could range into the millions for general liability (GL) insurance, for example. Which types of policies are available to electrical contractors?

Insurance

Insurance Liability Electrical Accidents

WILG president talks workplace injuries

Safety Services Company

OCTOBER 10, 2012

WILG president talks workplace injuries. Boyd, president of the Workers Injury Law and Advocacy Group. What is the Workers Injury Law and Advocacy Group? The Workers’ Injury Law and Advocacy Group (www.wilg.org) has grown into an important, national voice for workers.

Injury

Injury Compensation Insurance Employment

Unlimited liability for designers and contractors

Construction Lawyer

MAY 30, 2012

He is a partner in the law firm of Sabo & Zahn, concentrating in construction law and representing owners, contractors, architects, developers, engineers and other parties in the construction process. Sabo & Zahn LLC is an Illinois Limited Liability Company. Unlimited liability for designers and contractors. Disclaimer.

Liability

Liability Contractors Design Minnesota

Professional Liability Insurance Explained

Levelset

SEPTEMBER 7, 2022

Professional liability insurance provides contractors coverage from financial losses that happen as a result of their errors, mistakes, or negligence. For instance, a plumber who fails to properly lay a pipe could cause water damage that leads to an expensive repair for the general contractor.

Liability

Liability Insurance Injury Contract

Third-Party Auditors Helping Connect the Dots of Contractor Verification

Safety Services Company

OCTOBER 8, 2013

Third–party prequalification is a rapidly-growing business model providing companies with a convenient way to ensure contractors meet safety, fiscal, and other requirements before being hired to work on a jobsite. If a contractor wants to work for an Owner Client, they must ensure they meet all of the needs of the Owner Client.

Contractors

Contractors DOT Accounting Statistics

#70: Owner and GC Tort Duties to Subcontractor Employees

NH Construction Law

AUGUST 11, 2018

It is commonplace for subcontractors to promise to provide for the safety of their employees, and for general contractors to promise the owner that they will maintain site safety as well. Who is liable for injuries to the sub’s employees in such cases? The recent case of Grady v. Jones Lang Lasalle Construction Co. ,

Subcontracting

Subcontracting Safety Compensation Claims

New Contractor Business Start Up

Contractor Bookkeeping

JUNE 15, 2012

New Contractor's Levels of Stress. You Quit Your Job - And started a construction business only to discover you need a contractor’s license and bond. Contractor's Licenses - Information changes rapidly so check online for your local county or contact us and we can help 206-361-3950 or email sharie@fasteasyaccounting.com.

Contractors

Contractors Insurance Claims Lien

Unique Tips To Reduce Construction Company Start Up Stress

Contractor Bookkeeping

JUNE 20, 2014

New Contractor''s Levels of Stress. You Quit Your Job - And started a construction business only to discover you need a contractor’s license and bond. Contractor''s Licenses - Information changes rapidly so check online for your local county or contact us and we can help 206-361-3950 or email sharie@fasteasyaccounting.com.

Insurance

Insurance Construction Accounting Claims

We Reduce Construction Company Start Up Stress

Contractor Bookkeeping

JANUARY 2, 2015

New Contractor''s Have horrendous Levels of Stress. Did You Quit Your Job - And start your own construction company only to discover you need a contractor’s license and bond. 20% Of The Contractors Earn And Keep 80% Of The Profits. We Are QuickBooks Experts Specializing In Construction. Suddenly you realize it costs real money?

Construction

Construction Insurance Accounting Claims

CCIP & OCIP: A Guide to Controlled Insurance Programs in Construction

Levelset

AUGUST 5, 2022

Each contractor and party to the project has their own insurance, which may or may not be adequate to protect the work they’re performing. Learn more: What types of insurance do contractors need? The policy covers all project parties, including the general contractor, subcontractors, sub-subcontractors, and the project owner.

Insurance

Insurance Liability Claims Construction

Errors and Omissions (E&O) Insurance Explained for Construction?

Levelset

SEPTEMBER 2, 2022

Errors and omissions (E&O) insurance covers contractors against financial loss resulting from mistakes, errors, or claims of negligence. While general liability insurance covers against claims related to injury or property damage, errors and omissions insurance protects from lawsuits related to financial loss.

Insurance

Insurance Liability Claims Construction

Pennsylvania Home Improvement Consumer Protection Act: What Residential Contractors Need to Know

Levelset

MAY 16, 2022

In Pennsylvania, contractors working on residential projects need to be aware of the Pennsylvania Home Improvement Consumer Protection Act. The Act establishes a registration program for home improvement contractors, along with required contract provisions, minimum insurance coverage, and more. Project details.

Pennsylvania

Pennsylvania Residential Contractors Contract

Construction Jobsite Safety: Strategies and Resources for Worker Well-Being

Pro Builder

AUGUST 5, 2022

Consider these elements of a training and awareness program to save lives, mitigate injuries, and reduce liability and costs . Last year, members of Associated Builders and Contractors , a national trade association representing the nonunion construction industry, invested $1.6 John Caulfield, senior contributing editor.

Safety

Safety Resource Injury Construction

New York Home Improvement Contracts: What Residential Contractors Need to Include

Levelset

JUNE 13, 2022

In the State of New York, contractors working on certain residential projects need to have a good understanding of the NY Home Improvement Contracts Act. Here’s what NY residential contractors must include (and what can’t be included) in a New York home improvement contract.

New York

New York Contract Residential Contractors

A lesson for Architectural Firms: be careful how you pay employees

Construction Lawyer

MARCH 27, 2012

He is a partner in the law firm of Sabo & Zahn, concentrating in construction law and representing owners, contractors, architects, developers, engineers and other parties in the construction process. Sabo & Zahn LLC is an Illinois Limited Liability Company. Unlimited liability for designers and contractors. Disclaimer.

Architecture

Architecture Illinois AIA Chicago

constructionattorneyblog: IDAHO SUPREME COURT ALLOWS.

Construction Lawyer

MAY 20, 2012

He is a partner in the law firm of Sabo & Zahn, concentrating in construction law and representing owners, contractors, architects, developers, engineers and other parties in the construction process. Sabo & Zahn LLC is an Illinois Limited Liability Company. Unlimited liability for designers and contractors » May 20, 2012.

Idaho

Idaho Illinois AIA Chicago

constructionattorneyblog: New York allows contractual indemnification

Construction Lawyer

OCTOBER 21, 2005

He is a partner in the law firm of Sabo & Zahn, concentrating in construction law and representing owners, contractors, architects, developers, engineers and other parties in the construction process. Sabo & Zahn LLC is an Illinois Limited Liability Company. Unlimited liability for designers and contractors. Disclaimer.

New York

New York Illinois AIA Chicago

Mastering construction project management with 6 key strategies

Fieldwire

JANUARY 16, 2024

If you, as the general contractor, are the main point of contact between the organization requesting the build and those doing the labor, you take on the role of communications director. For example, falls, scaffolding and ladders are frequent causes of OSHA violations and can lead to permanent injuries that affect a worker’s entire career.

Project Management

Project Management Management Construction Life Cycle

Professional Constructor Central

9 Types of Insurance You Need to Protect Your Contractor Business

Builder’s Risk vs. General Liability for Contractors: What’s the Difference?

Trending Sources

Factors to Know About Crane and Rigging Insurance

General Liability vs. Professional Liability: What’s the Difference?

4 Things You Need To Know About Snow Removal Insurance

First-Party vs. Third-Party Insurance: What’s the Difference?

6 Dangers Of Falling Debris In Construction Sites

A Plumbing Contractor’s Guide to Insurance Coverage

What Is a Certificate of Insurance (COI) for Contractors — and When Do You Need One?

4 Tips for Hiring a Reputable Plumbing Contractor

Subcontractor Insurance: 7 Policies Subs Should Consider for Their Business

Landmark Contractor Licensing Case Limits Disgorgement Remedy in California

10 Best Insurance Companies for Construction Businesses

Carpenter’s Insurance: Who Needs It & Why

Landmark Contractor Licensing Case Limits Disgorgement Remedy in California

Insurance for HVAC Contractors: What It Covers and Why You Need It

Key Financial & Safety Metrics for Subcontractor Qualification

Does GC Insurance Cover Subcontractors?

Additional Insured Endorsements & How They Work in Construction

Insurance for Electricians: What It Covers & Why You May Need It

WILG president talks workplace injuries

Unlimited liability for designers and contractors

Professional Liability Insurance Explained

Third-Party Auditors Helping Connect the Dots of Contractor Verification

#70: Owner and GC Tort Duties to Subcontractor Employees

New Contractor Business Start Up

Unique Tips To Reduce Construction Company Start Up Stress

We Reduce Construction Company Start Up Stress

CCIP & OCIP: A Guide to Controlled Insurance Programs in Construction

Errors and Omissions (E&O) Insurance Explained for Construction?

Pennsylvania Home Improvement Consumer Protection Act: What Residential Contractors Need to Know

Construction Jobsite Safety: Strategies and Resources for Worker Well-Being

New York Home Improvement Contracts: What Residential Contractors Need to Include

A lesson for Architectural Firms: be careful how you pay employees

constructionattorneyblog: IDAHO SUPREME COURT ALLOWS.

constructionattorneyblog: New York allows contractual indemnification

Mastering construction project management with 6 key strategies

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