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Additional Insured Endorsements & How They Work in Construction

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An insurance policy rarely meets every contractor’s needs out of the box. One of the most common endorsements you’ll likely encounter involves additional insured (AI) parties. While it may sound unusual, adding additional insureds is common and extends benefits both to you as a policyholder – and the party being named on the policy.

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Does GC Insurance Cover Subcontractors?

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Accidents happen, especially in construction. Luckily, that’s what insurance is for, right? Does a general contractor’s insurance cover their subcontractors’ accidents or mistakes? While there isn’t a cut-and-dry answer to these questions, we’ll take a deeper look into insurance coverage and what happens in these situations.

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Insurance for Electricians: What It Covers & Why You May Need It

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At any given time, an electrician could be performing work on a construction project that involves high stakes. Scenarios like these stress the need for an electrician to have insurance coverage in place. Scenarios like these stress the need for an electrician to have insurance coverage in place.

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Insurance for HVAC Contractors: What It Covers and Why You Need It

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Heating, ventilation, and air conditioning (HVAC) contractors must protect their business property while reducing the odds that a job-related accident or injury could financially harm their business. HVAC contractor insurance is the primary way to help protect your financial interest if things go wrong on the job.

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Builder’s Risk vs. General Liability for Contractors: What’s the Difference?

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Construction businesses need many different types of insurance to mitigate the risks associated with building projects. Two of the most common insurance policies that contractors have are builder’s risk and general liability, which serve very different purposes. What is builder’s risk insurance?

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Top OSHA Violations in Construction (2021)

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To those on the jobsite day-to-day, it’s no surprise that construction consistently tops the list of the most dangerous industries in the US. But because of the inherent dangers on construction jobsites, contractors are under close scrutiny for compliance. OSHA standards for construction. Peter Lindborg. View profile.

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Top 8 Construction Health and Safety Hazards — and Ways to Protect Your Jobsite

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In the construction industry, a lot can go wrong with the progress and completion of the structure itself. Hazardous conditions can have both short-term and long-term financial consequences along with the possibility of work-related illness or injury. . of all deaths in the construction industry. . Struck-by accidents.

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