Pro Builder
SEPTEMBER 21, 2021
Banks Consider Climate Change Risk for Home Loans. Tue, 09/21/2021 - 11:36. Banks are starting to calculate their risk exposure to climate catastrophes, and this process can be called “underwaterwriting” or “blue-lining,” depending on whether you’re looking at it from the point of view of the bank or consumer respectively.
Pro Builder
DECEMBER 14, 2021
Tue, 12/14/2021 - 09:52. The Arizent survey’s mortgage industry respondents came from both nonbanks (29%) and banks (42%) and also included mortgage brokers (15%) mortgage insurance companies (7%), mortgage tech providers (5%) and government and title insurance professionals (2%). Mortgage Lender Predictions for 2022.
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Pro Builder
SEPTEMBER 8, 2021
Wed, 09/08/2021 - 09:29. Mortgage trusts, pensions, hedge funds, private-equity firms, investment banks and insurance companies all want so-called flip loans, drawn by yields in the range of 8% to 12% at a time when one-year Treasurys pay less than 0.1%. Everyone Wants in on Housing Flipping. cbroderick.
Pro Builder
SEPTEMBER 16, 2021
Thu, 09/16/2021 - 10:41. Eventually, however, a homeowner or bank could end up losing everything if a flood or other disaster destroys the house and makes the property unlivable. Over time, this risk will increase insurance rates and make it harder to get mortgages. “We cbroderick. But it’s not enough to keep him away.
Pro Builder
OCTOBER 14, 2021
Thu, 10/14/2021 - 09:46. Accelerated inflation is breaking the bank, but maybe not for much longer. Consumer Price Increase Reported for September. Excluding the volatile food and energy components, the “core” CPI increased by 0.2% in September, after a 0.1% increase in August.
Green Building Law Update
APRIL 25, 2021
The 442nd session of the Maryland legislature adjourned on April 12, 2021. The Maryland Attorney General recently issued an opinion concluding that the placement of a protective easement on an already existing forest, as opposed to intentionally created or restored forest, does not qualify for forest mitigation banking. Enforcement.
Construction Test
MAY 9, 2020
Hopefully Singapore Airlines will give us a credit for 2021. However, I’m not finding that to be the case with travel insurance. It feels like I’ve paid for 12 months of cover, for which NIB can just bank as free money for no service. After all, insurers also have a role in helping the travel industry recover.
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