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Millennials Don’t Shop Department Stores, But They Do Want Home Ownership

Pro Builder

Millennials have too much student debt to be home buyers, and they would rather rent in urban centers where they can walk to a restaurant to order specialty coffee and avocado on toast. Regardless of these decisions, having $25-33K of student loan debt erodes the ability to save for a downpayment and closing costs. Read More.

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Key Financial & Safety Metrics for Subcontractor Qualification 

Autodesk Construction Cloud

Formula: (Cash and Cash Equivalents + Marketable Securities + Accounts Receivables) / Current Liabilities . FINANCIAL RATIOS: DEBT . Debt Ratio . Debt Ratio measures the extent of a company’s leverage. It can be used to determine the proportion of a company’s assets that are financed by debt. Debt-to-Equity

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What You Should Know Before Taking a Construction Loan

Construction Marketing

The construction loan approval process is usually very rigorous, since the loan isn’t secured and doesn’t involve collateral. In addition to meeting traditional borrower standards, the lender will inspect and approve construction timeline estimates, proposed budget, and architectural plans.

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Phases of Commercial Real Estate Development

Construction Marketing

You must secure financing for the project. The developer may also be responsible for arranging to finance the project, which can consist of a combination of equity and debt. Leasing the property allows the developer to generate income from rent payments over time instead of receiving a one-time payment from a sale.

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Gen Z May Surpass Millennials in the Homeownership Race—Here’s Why

Pro Builder

Not only are Gen Zers already saving up or investing large portions of their $360 trillion in disposable income, but they may also become homeowners at a younger age than Millennials, likely passing up 48% of Gen Xers who owned homes at the age of 30. . The next generation has the opposite view. Demographics. Market Data + Trends.

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John Green’s Plan to Eliminate Predatory Lending Practices

Pro Builder

Blackstar Stability’s revolutionary approach to refinancing and restructuring distressed debt products earned the company a 2022 Ivory Prize for innovation in finance, but Green says the work has only just begun. The seller still has title to those homes, but the buyer is responsible for the maintenance, insurance, and taxes.

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What Is Building Valuation | Purposes of Building Valuation | Building Valuation Methods

CivilJungle

Loan security before taking a loan or mortgage – A mortgage is the security of a loan that is done based on the valuation of a building. In case the person is unable to pay the debt, the property is seized by the bank, and the loan amount is recovered. Income Capitalization Method. This method has two sub-category.

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